Call reports 2012
CNB COMMUNITY BANK — 2012
What CNB COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 20,410,000 | 19,883,000 | 19,258,000 |
| Total loans | 6,987,000 | 7,564,000 | 8,739,000 |
| Allowance for loan losses | 117,000 | 117,000 | 131,000 |
| Securities available for sale | 2,798,000 | 3,083,000 | 2,781,000 |
| Securities held to maturity | 1,524,000 | 1,541,000 | 1,365,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 17,985,000 | 17,469,000 | 16,716,000 |
| Interest-bearing deposits | 13,359,000 | 12,661,000 | 12,797,000 |
| Noninterest-bearing deposits | 4,626,000 | 4,808,000 | 3,919,000 |
| Equity capital | 1,932,000 | 1,925,000 | 1,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 186,000 | 338,000 | 500,000 |
| Interest expense | 26,000 | 52,000 | 77,000 |
| Net interest income | 160,000 | 286,000 | 423,000 |
| Noninterest income | 17,000 | 35,000 | -8,000 |
| Noninterest expense | 154,000 | 304,000 | 496,000 |
| Provision for loan losses | 0 | 0 | 14,000 |
| Pretax income | 23,000 | 20,000 | -79,000 |
| Income tax | 0 | 3,000 | -23,000 |
| Net income | 23,000 | 17,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 1,913,000 | 1,907,000 | 1,829,000 |
| Total capital | 2,025,000 | 2,024,000 | 1,956,000 |
| Risk-weighted assets | 8,979,000 | 9,332,000 | 10,108,000 |