Call reports 2011
CNB COMMUNITY BANK — 2011
What CNB COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,668,000 | 19,524,000 | 20,074,000 | 19,668,000 |
| Total loans | 7,739,000 | 8,139,000 | 9,023,000 | 8,637,000 |
| Allowance for loan losses | 145,000 | 141,000 | 141,000 | 135,000 |
| Securities available for sale | 5,406,000 | 5,548,000 | 4,576,000 | 3,328,000 |
| Securities held to maturity | 1,400,000 | 1,375,000 | 1,380,000 | 1,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,096,000 | 16,753,000 | 16,871,000 | 16,443,000 |
| Interest-bearing deposits | 12,901,000 | 12,851,000 | 13,213,000 | 12,467,000 |
| Noninterest-bearing deposits | 4,195,000 | 3,902,000 | 3,658,000 | 3,976,000 |
| Equity capital | 1,861,000 | 1,899,000 | 1,904,000 | 1,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 338,000 | 513,000 | 700,000 |
| Interest expense | 39,000 | 75,000 | 110,000 | 141,000 |
| Net interest income | 127,000 | 263,000 | 403,000 | 559,000 |
| Noninterest income | 17,000 | 39,000 | 60,000 | 84,000 |
| Noninterest expense | 142,000 | 293,000 | 451,000 | 608,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 3,000 | 11,000 | 21,000 | 39,000 |
| Income tax | 0 | 1,000 | 0 | -18,000 |
| Net income | 3,000 | 10,000 | 21,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,861,000 | 1,868,000 | 1,879,000 | 1,890,000 |
| Total capital | 1,975,000 | 1,986,000 | 2,010,000 | 2,014,000 |
| Risk-weighted assets | 9,065,000 | 9,442,000 | 10,443,000 | 9,937,000 |