Call reports 2010
CNB COMMUNITY BANK — 2010
What CNB COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,270,000 | 18,636,000 | 18,523,000 | 19,800,000 |
| Total loans | 8,492,000 | 8,868,000 | 9,064,000 | 8,168,000 |
| Allowance for loan losses | 154,000 | 154,000 | 154,000 | 145,000 |
| Securities available for sale | 3,320,000 | 3,616,000 | 3,797,000 | 3,948,000 |
| Securities held to maturity | 1,015,000 | 1,155,000 | 1,115,000 | 1,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,520,000 | 15,866,000 | 15,897,000 | 17,225,000 |
| Interest-bearing deposits | 12,689,000 | 13,155,000 | 12,890,000 | 13,738,000 |
| Noninterest-bearing deposits | 2,831,000 | 2,711,000 | 3,007,000 | 3,487,000 |
| Equity capital | 1,865,000 | 1,880,000 | 1,877,000 | 1,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 371,000 | 560,000 | 740,000 |
| Interest expense | 57,000 | 111,000 | 164,000 | 210,000 |
| Net interest income | 128,000 | 260,000 | 396,000 | 530,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 78,000 |
| Noninterest expense | 164,000 | 321,000 | 483,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 13,000 | 12,000 | 18,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 4,000 | 13,000 | 11,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,844,000 | 1,852,000 | 1,851,000 | 1,858,000 |
| Total capital | 1,960,000 | 1,975,000 | 1,974,000 | 1,976,000 |
| Risk-weighted assets | 9,254,000 | 9,824,000 | 9,879,000 | 9,405,000 |