Call reports 2009
CNB COMMUNITY BANK — 2009
What CNB COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,953,000 | 18,593,000 | 19,272,000 | 19,707,000 |
| Total loans | 8,164,000 | 8,660,000 | 9,284,000 | 8,827,000 |
| Allowance for loan losses | 182,000 | 162,000 | 163,000 | 158,000 |
| Securities available for sale | 5,126,000 | 4,803,000 | 4,432,000 | 3,981,000 |
| Securities held to maturity | 1,046,000 | 1,086,000 | 1,076,000 | 980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,971,000 | 15,657,000 | 16,320,000 | 16,556,000 |
| Interest-bearing deposits | 13,084,000 | 13,142,000 | 13,632,000 | 13,396,000 |
| Noninterest-bearing deposits | 2,887,000 | 2,515,000 | 2,688,000 | 3,160,000 |
| Equity capital | 1,927,000 | 1,900,000 | 1,896,000 | 1,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 431,000 | 641,000 | 852,000 |
| Interest expense | 97,000 | 183,000 | 266,000 | 335,000 |
| Net interest income | 131,000 | 248,000 | 375,000 | 517,000 |
| Noninterest income | 19,000 | 38,000 | 61,000 | 86,000 |
| Noninterest expense | 150,000 | 309,000 | 476,000 | 644,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 9,000 |
| Pretax income | 21,000 | 8,000 | 4,000 | 12,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -5,000 |
| Net income | 20,000 | 7,000 | 3,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,848,000 | 1,835,000 | 1,831,000 | 1,840,000 |
| Total capital | 1,967,000 | 1,959,000 | 1,962,000 | 1,967,000 |
| Risk-weighted assets | 9,642,000 | 9,884,000 | 10,412,000 | 10,139,000 |