Call reports 2008
CNB COMMUNITY BANK — 2008
What CNB COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,138,000 | 19,550,000 | 19,459,000 | 19,789,000 |
| Total loans | 8,785,000 | 9,548,000 | 9,813,000 | 8,881,000 |
| Allowance for loan losses | 177,000 | 177,000 | 177,000 | 182,000 |
| Securities available for sale | 6,178,000 | 6,040,000 | 5,697,000 | 5,714,000 |
| Securities held to maturity | 1,122,000 | 1,107,000 | 1,096,000 | 1,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,427,000 | 16,520,000 | 15,591,000 | 16,558,000 |
| Interest-bearing deposits | 13,377,000 | 13,799,000 | 13,344,000 | 13,698,000 |
| Noninterest-bearing deposits | 3,050,000 | 2,721,000 | 2,247,000 | 2,860,000 |
| Equity capital | 1,871,000 | 1,817,000 | 1,877,000 | 1,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 538,000 | 829,000 | 1,082,000 |
| Interest expense | 141,000 | 263,000 | 378,000 | 484,000 |
| Net interest income | 133,000 | 275,000 | 451,000 | 598,000 |
| Noninterest income | 17,000 | 40,000 | 62,000 | 86,000 |
| Noninterest expense | 146,000 | 301,000 | 456,000 | 621,000 |
| Provision for loan losses | 0 | 0 | 0 | 26,000 |
| Pretax income | 16,000 | 28,000 | 74,000 | 61,000 |
| Income tax | 1,000 | 2,000 | 5,000 | 2,000 |
| Net income | 15,000 | 26,000 | 69,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,804,000 | 1,815,000 | 1,858,000 | 1,828,000 |
| Total capital | 1,935,000 | 1,951,000 | 1,998,000 | 1,958,000 |
| Risk-weighted assets | 10,415,000 | 10,836,000 | 11,160,000 | 10,385,000 |