Call reports 2007
CNB COMMUNITY BANK — 2007
What CNB COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,100,000 | 18,515,000 | 19,187,000 | 19,215,000 |
| Total loans | 8,946,000 | 8,979,000 | 9,002,000 | 8,774,000 |
| Allowance for loan losses | 162,000 | 163,000 | 169,000 | 169,000 |
| Securities available for sale | 6,026,000 | 6,390,000 | 6,156,000 | 6,136,000 |
| Securities held to maturity | 1,228,000 | 1,211,000 | 1,209,000 | 1,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,370,000 | 15,754,000 | 16,530,000 | 16,593,000 |
| Interest-bearing deposits | 13,148,000 | 13,127,000 | 13,950,000 | 13,468,000 |
| Noninterest-bearing deposits | 3,222,000 | 2,627,000 | 2,580,000 | 3,125,000 |
| Equity capital | 1,762,000 | 1,746,000 | 1,798,000 | 1,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 557,000 | 841,000 | 1,125,000 |
| Interest expense | 128,000 | 273,000 | 424,000 | 571,000 |
| Net interest income | 141,000 | 284,000 | 417,000 | 554,000 |
| Noninterest income | 24,000 | 51,000 | 75,000 | 102,000 |
| Noninterest expense | 145,000 | 306,000 | 462,000 | 633,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 29,000 | 30,000 | 31,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 2,000 |
| Net income | 19,000 | 26,000 | 27,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,803,000 | 1,811,000 | 1,812,000 | 1,789,000 |
| Total capital | 1,937,000 | 1,942,000 | 1,944,000 | 1,920,000 |
| Risk-weighted assets | 10,744,000 | 10,455,000 | 10,686,000 | 10,428,000 |