Call reports 2006
CNB COMMUNITY BANK — 2006
What CNB COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,958,000 | 17,810,000 | 18,131,000 | 18,032,000 |
| Total loans | 8,111,000 | 8,412,000 | 8,773,000 | 8,462,000 |
| Allowance for loan losses | 155,000 | 158,000 | 159,000 | 161,000 |
| Securities available for sale | 5,308,000 | 5,860,000 | 6,277,000 | 5,936,000 |
| Securities held to maturity | 1,216,000 | 1,273,000 | 1,266,000 | 1,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,893,000 | 14,788,000 | 14,765,000 | 15,285,000 |
| Interest-bearing deposits | 12,609,000 | 12,499,000 | 12,357,000 | 12,404,000 |
| Noninterest-bearing deposits | 2,284,000 | 2,289,000 | 2,408,000 | 2,881,000 |
| Equity capital | 1,702,000 | 1,695,000 | 1,771,000 | 1,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 510,000 | 777,000 | 1,043,000 |
| Interest expense | 102,000 | 220,000 | 340,000 | 465,000 |
| Net interest income | 141,000 | 290,000 | 437,000 | 578,000 |
| Noninterest income | 21,000 | 48,000 | 72,000 | 98,000 |
| Noninterest expense | 147,000 | 297,000 | 446,000 | 603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 41,000 | 63,000 | 79,000 |
| Income tax | 1,000 | 4,000 | 6,000 | 5,000 |
| Net income | 14,000 | 37,000 | 57,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,785,000 | 1,809,000 | 1,829,000 | 1,784,000 |
| Total capital | 1,907,000 | 1,939,000 | 1,959,000 | 1,911,000 |
| Risk-weighted assets | 9,756,000 | 9,987,000 | 10,420,000 | 10,129,000 |