Call reports 2005
CNB COMMUNITY BANK — 2005
What CNB COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,449,000 | 17,488,000 | 17,650,000 | 17,914,000 |
| Total loans | 7,258,000 | 7,930,000 | 8,672,000 | 8,212,000 |
| Allowance for loan losses | 139,000 | 150,000 | 153,000 | 154,000 |
| Securities available for sale | 5,384,000 | 5,443,000 | 5,196,000 | 5,118,000 |
| Securities held to maturity | 1,012,000 | 1,064,000 | 1,140,000 | 1,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,224,000 | 13,825,000 | 13,950,000 | 14,549,000 |
| Interest-bearing deposits | 11,727,000 | 11,599,000 | 11,755,000 | 11,950,000 |
| Noninterest-bearing deposits | 2,497,000 | 2,226,000 | 2,195,000 | 2,599,000 |
| Equity capital | 1,730,000 | 1,790,000 | 1,778,000 | 1,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 426,000 | 660,000 | 920,000 |
| Interest expense | 69,000 | 146,000 | 232,000 | 331,000 |
| Net interest income | 137,000 | 280,000 | 428,000 | 589,000 |
| Noninterest income | 22,000 | 48,000 | 70,000 | 94,000 |
| Noninterest expense | 147,000 | 293,000 | 451,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 42,000 | 53,000 | 66,000 |
| Income tax | 1,000 | 4,000 | 6,000 | 7,000 |
| Net income | 18,000 | 38,000 | 47,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,793,000 | 1,813,000 | 1,821,000 | 1,772,000 |
| Total capital | 1,902,000 | 1,929,000 | 1,947,000 | 1,896,000 |
| Risk-weighted assets | 8,720,000 | 9,276,000 | 10,047,000 | 9,852,000 |