Call reports 2004
CNB COMMUNITY BANK — 2004
What CNB COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,847,000 | 17,388,000 | 17,624,000 | 17,569,000 |
| Total loans | 6,953,000 | 7,327,000 | 7,816,000 | 7,515,000 |
| Allowance for loan losses | 126,000 | 134,000 | 136,000 | 137,000 |
| Securities available for sale | 4,952,000 | 5,629,000 | 5,142,000 | 5,316,000 |
| Securities held to maturity | 1,258,000 | 1,309,000 | 1,031,000 | 955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,740,000 | 14,329,000 | 14,350,000 | 14,235,000 |
| Interest-bearing deposits | 11,383,000 | 11,742,000 | 11,782,000 | 11,642,000 |
| Noninterest-bearing deposits | 2,357,000 | 2,587,000 | 2,568,000 | 2,593,000 |
| Equity capital | 1,816,000 | 1,759,000 | 1,833,000 | 1,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 391,000 | 593,000 | 801,000 |
| Interest expense | 64,000 | 126,000 | 191,000 | 257,000 |
| Net interest income | 132,000 | 265,000 | 402,000 | 544,000 |
| Noninterest income | 23,000 | 51,000 | 78,000 | 104,000 |
| Noninterest expense | 146,000 | 286,000 | 451,000 | 607,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 41,000 | 53,000 | 67,000 |
| Income tax | 0 | 4,000 | 7,000 | 7,000 |
| Net income | 14,000 | 37,000 | 46,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,793,000 | 1,816,000 | 1,825,000 | 1,774,000 |
| Total capital | 1,897,000 | 1,924,000 | 1,939,000 | 1,886,000 |
| Risk-weighted assets | 8,317,000 | 8,610,000 | 9,080,000 | 8,903,000 |