Call reports 2003
CNB COMMUNITY BANK — 2003
What CNB COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,942,000 | 18,156,000 | 17,537,000 | 17,337,000 |
| Total loans | 7,615,000 | 7,578,000 | 7,902,000 | 7,627,000 |
| Allowance for loan losses | 123,000 | 127,000 | 124,000 | 125,000 |
| Securities available for sale | 4,124,000 | 4,433,000 | 4,617,000 | 4,797,000 |
| Securities held to maturity | 1,153,000 | 1,170,000 | 1,250,000 | 1,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,682,000 | 14,944,000 | 14,440,000 | 14,312,000 |
| Interest-bearing deposits | 12,730,000 | 12,643,000 | 12,559,000 | 12,042,000 |
| Noninterest-bearing deposits | 1,952,000 | 2,301,000 | 1,881,000 | 2,270,000 |
| Equity capital | 1,879,000 | 1,870,000 | 1,839,000 | 1,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 458,000 | 670,000 | 877,000 |
| Interest expense | 89,000 | 174,000 | 251,000 | 318,000 |
| Net interest income | 150,000 | 284,000 | 419,000 | 559,000 |
| Noninterest income | 25,000 | 57,000 | 82,000 | 109,000 |
| Noninterest expense | 150,000 | 309,000 | 458,000 | 627,000 |
| Provision for loan losses | 0 | 3,000 | 5,000 | 5,000 |
| Pretax income | 32,000 | 42,000 | 57,000 | 59,000 |
| Income tax | 6,000 | 9,000 | 9,000 | 5,000 |
| Net income | 26,000 | 33,000 | 48,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,820,000 | 1,828,000 | 1,842,000 | 1,775,000 |
| Total capital | 1,933,000 | 1,941,000 | 1,966,000 | 1,887,000 |
| Risk-weighted assets | 9,012,000 | 8,997,000 | 9,215,000 | 8,964,000 |