Call reports 2002
CNB COMMUNITY BANK — 2002
What CNB COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,470,000 | 18,078,000 | 18,226,000 | 17,988,000 |
| Total loans | 7,974,000 | 8,446,000 | 8,878,000 | 8,100,000 |
| Allowance for loan losses | 115,000 | 119,000 | 120,000 | 122,000 |
| Securities available for sale | 5,430,000 | 5,201,000 | 4,057,000 | 4,106,000 |
| Securities held to maturity | 1,407,000 | 1,407,000 | 1,461,000 | 1,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,352,000 | 14,896,000 | 14,925,000 | 14,769,000 |
| Interest-bearing deposits | 13,448,000 | 13,234,000 | 13,199,000 | 13,017,000 |
| Noninterest-bearing deposits | 1,904,000 | 1,662,000 | 1,726,000 | 1,752,000 |
| Equity capital | 1,850,000 | 1,908,000 | 1,927,000 | 1,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 548,000 | 819,000 | 1,075,000 |
| Interest expense | 113,000 | 220,000 | 324,000 | 420,000 |
| Net interest income | 161,000 | 328,000 | 495,000 | 655,000 |
| Noninterest income | 22,000 | 50,000 | 75,000 | 102,000 |
| Noninterest expense | 144,000 | 309,000 | 477,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 42,000 | 77,000 | 112,000 | 139,000 |
| Income tax | 5,000 | 12,000 | 20,000 | 24,000 |
| Net income | 37,000 | 65,000 | 92,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,782,000 | 1,810,000 | 1,837,000 | 1,795,000 |
| Total capital | 1,897,000 | 1,929,000 | 1,957,000 | 1,917,000 |
| Risk-weighted assets | 10,247,000 | 9,797,000 | 10,206,000 | 9,530,000 |