Call reports 2001
CNB COMMUNITY BANK — 2001
What CNB COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,173,000 | 18,075,000 | 18,370,000 | 18,592,000 |
| Total loans | 7,499,000 | 7,902,000 | 8,513,000 | 8,257,000 |
| Allowance for loan losses | 109,000 | 111,000 | 114,000 | 114,000 |
| Securities available for sale | 6,450,000 | 6,201,000 | 5,441,000 | 5,117,000 |
| Securities held to maturity | 1,538,000 | 1,407,000 | 1,321,000 | 1,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,255,000 | 15,240,000 | 15,352,000 | 15,705,000 |
| Interest-bearing deposits | 13,525,000 | 13,435,000 | 13,710,000 | 13,610,000 |
| Noninterest-bearing deposits | 1,730,000 | 1,805,000 | 1,642,000 | 2,095,000 |
| Equity capital | 1,823,000 | 1,825,000 | 1,900,000 | 1,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 653,000 | 966,000 | 1,264,000 |
| Interest expense | 175,000 | 345,000 | 500,000 | 630,000 |
| Net interest income | 159,000 | 308,000 | 466,000 | 634,000 |
| Noninterest income | 23,000 | 48,000 | 70,000 | 101,000 |
| Noninterest expense | 138,000 | 306,000 | 447,000 | 601,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 44,000 | 54,000 | 94,000 | 129,000 |
| Income tax | 6,000 | 9,000 | 16,000 | 22,000 |
| Net income | 38,000 | 45,000 | 78,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,749,000 | 1,756,000 | 1,778,000 | 1,746,000 |
| Total capital | 1,858,000 | 1,867,000 | 1,892,000 | 1,860,000 |
| Risk-weighted assets | 9,491,000 | 9,010,000 | 10,495,000 | 10,426,000 |