Call reports 2025
FIRST MIDWEST BANK OF THE OZARKS — 2025
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 737,669,000 | 730,647,000 | 737,702,000 | 739,719,000 |
| Total loans | 625,407,000 | 617,274,000 | 617,061,000 | 606,200,000 |
| Allowance for loan losses | 7,603,000 | 7,775,000 | 7,919,000 | 7,954,000 |
| Securities available for sale | 40,183,000 | 41,214,000 | 42,593,000 | 46,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,469,000 | 646,289,000 | 650,460,000 | 655,746,000 |
| Interest-bearing deposits | 536,972,000 | 538,579,000 | 548,124,000 | 555,416,000 |
| Noninterest-bearing deposits | 107,497,000 | 107,710,000 | 102,336,000 | 100,330,000 |
| Equity capital | 76,375,000 | 76,604,000 | 77,103,000 | 76,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,139,000 | 22,689,000 | 34,811,000 | 46,633,000 |
| Interest expense | 4,168,000 | 8,326,000 | 12,536,000 | 16,574,000 |
| Net interest income | 6,971,000 | 14,363,000 | 22,275,000 | 30,059,000 |
| Noninterest income | 681,000 | 1,733,000 | 2,835,000 | 4,038,000 |
| Noninterest expense | 4,688,000 | 9,814,000 | 14,957,000 | 20,425,000 |
| Provision for loan losses | 207,000 | 417,000 | 628,000 | 840,000 |
| Pretax income | 2,743,000 | 5,841,000 | 9,526,000 | 12,796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,743,000 | 5,841,000 | 9,526,000 | 12,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,697,000 | 78,609,000 | 78,744,000 | 78,260,000 |