Call reports 2020
FIRST MIDWEST BANK OF THE OZARKS — 2020
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 467,063,000 | 490,286,000 | 480,716,000 | 491,353,000 |
| Total loans | 395,976,000 | 403,542,000 | 412,509,000 | 416,153,000 |
| Allowance for loan losses | 4,406,000 | 4,512,000 | 4,680,000 | 5,038,000 |
| Securities available for sale | 24,427,000 | 23,799,000 | 22,468,000 | 21,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,418,000 | 420,662,000 | 410,134,000 | 421,178,000 |
| Interest-bearing deposits | 345,213,000 | 352,491,000 | 345,304,000 | 354,516,000 |
| Noninterest-bearing deposits | 50,205,000 | 68,171,000 | 64,830,000 | 66,662,000 |
| Equity capital | 44,704,000 | 46,564,000 | 47,347,000 | 47,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,513,000 | 11,510,000 | 16,846,000 | 22,111,000 |
| Interest expense | 1,312,000 | 2,402,000 | 3,390,000 | 4,283,000 |
| Net interest income | 4,201,000 | 9,108,000 | 13,456,000 | 17,828,000 |
| Noninterest income | 706,000 | 1,452,000 | 2,580,000 | 3,437,000 |
| Noninterest expense | 2,850,000 | 5,729,000 | 8,799,000 | 12,081,000 |
| Provision for loan losses | 179,000 | 358,000 | 591,000 | 1,022,000 |
| Pretax income | 1,878,000 | 4,473,000 | 6,646,000 | 8,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,878,000 | 4,473,000 | 6,646,000 | 8,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,086,000 | 45,510,000 | 46,278,000 | 46,318,000 |
| Total capital | 48,492,000 | 50,022,000 | 50,958,000 | 51,287,000 |
| Risk-weighted assets | 375,186,000 | 390,945,000 | 390,213,000 | 397,472,000 |