Call reports 2010
FIRST MIDWEST BANK OF THE OZARKS — 2010
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 256,020,000 | 259,703,000 | 255,290,000 | 257,888,000 |
| Total loans | 196,257,000 | 202,741,000 | 205,594,000 | 205,922,000 |
| Allowance for loan losses | 2,279,000 | 2,429,000 | 2,521,000 | 2,662,000 |
| Securities available for sale | 36,281,000 | 34,713,000 | 36,227,000 | 33,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,612,000 | 209,034,000 | 210,680,000 | 215,334,000 |
| Interest-bearing deposits | 188,672,000 | 181,418,000 | 185,551,000 | 192,432,000 |
| Noninterest-bearing deposits | 23,940,000 | 27,616,000 | 25,129,000 | 22,902,000 |
| Equity capital | 21,103,000 | 21,854,000 | 21,884,000 | 22,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,303,000 | 6,715,000 | 10,161,000 | 13,617,000 |
| Interest expense | 951,000 | 1,851,000 | 2,708,000 | 3,535,000 |
| Net interest income | 2,352,000 | 4,864,000 | 7,453,000 | 10,082,000 |
| Noninterest income | 366,000 | 765,000 | 1,187,000 | 1,619,000 |
| Noninterest expense | 1,610,000 | 3,196,000 | 5,081,000 | 6,920,000 |
| Provision for loan losses | 126,000 | 328,000 | 502,000 | 726,000 |
| Pretax income | 982,000 | 2,105,000 | 3,057,000 | 4,055,000 |
| Income tax | 0 | 5,000 | 10,000 | 14,000 |
| Net income | 982,000 | 2,100,000 | 3,047,000 | 4,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,622,000 | 21,016,000 | 21,039,000 | 22,524,000 |
| Total capital | 22,901,000 | 23,356,000 | 23,417,000 | 24,941,000 |
| Risk-weighted assets | 183,071,000 | 187,094,000 | 190,285,000 | 193,145,000 |