Call reports 2009
FIRST MIDWEST BANK OF THE OZARKS — 2009
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 229,038,000 | 242,750,000 | 236,046,000 | 249,221,000 |
| Total loans | 191,784,000 | 190,986,000 | 197,776,000 | 195,257,000 |
| Allowance for loan losses | 2,207,000 | 2,090,000 | 2,149,000 | 2,212,000 |
| Securities available for sale | 19,775,000 | 26,731,000 | 25,593,000 | 35,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,893,000 | 199,677,000 | 195,649,000 | 207,049,000 |
| Interest-bearing deposits | 167,840,000 | 176,355,000 | 173,520,000 | 183,322,000 |
| Noninterest-bearing deposits | 22,053,000 | 23,322,000 | 22,129,000 | 23,727,000 |
| Equity capital | 20,206,000 | 20,135,000 | 20,902,000 | 20,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,441,000 | 9,767,000 | 13,128,000 |
| Interest expense | 1,041,000 | 2,083,000 | 3,114,000 | 4,088,000 |
| Net interest income | 2,146,000 | 4,358,000 | 6,653,000 | 9,040,000 |
| Noninterest income | 390,000 | 870,000 | 1,331,000 | 1,709,000 |
| Noninterest expense | 1,583,000 | 3,344,000 | 4,964,000 | 6,510,000 |
| Provision for loan losses | 122,000 | 275,000 | 472,000 | 690,000 |
| Pretax income | 831,000 | 1,609,000 | 2,548,000 | 3,647,000 |
| Income tax | 0 | 4,000 | 8,000 | 12,000 |
| Net income | 831,000 | 1,605,000 | 2,540,000 | 3,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,554,000 | 19,612,000 | 20,146,000 | 20,510,000 |
| Total capital | 21,761,000 | 21,702,000 | 22,295,000 | 22,722,000 |
| Risk-weighted assets | 177,323,000 | 180,767,000 | 183,479,000 | 182,545,000 |