Call reports 2008
FIRST MIDWEST BANK OF THE OZARKS — 2008
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 224,318,000 | 237,661,000 | 230,490,000 | 226,445,000 |
| Total loans | 183,901,000 | 193,096,000 | 193,917,000 | 191,073,000 |
| Allowance for loan losses | 1,760,000 | 1,954,000 | 1,975,000 | 2,119,000 |
| Securities available for sale | 18,099,000 | 18,977,000 | 21,254,000 | 20,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,383,000 | 201,775,000 | 195,438,000 | 189,409,000 |
| Interest-bearing deposits | 171,205,000 | 178,870,000 | 173,088,000 | 167,161,000 |
| Noninterest-bearing deposits | 22,178,000 | 22,905,000 | 22,350,000 | 22,248,000 |
| Equity capital | 17,586,000 | 17,230,000 | 17,615,000 | 17,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,689,000 | 7,310,000 | 10,883,000 | 14,233,000 |
| Interest expense | 1,669,000 | 3,155,000 | 4,610,000 | 5,880,000 |
| Net interest income | 2,020,000 | 4,155,000 | 6,273,000 | 8,353,000 |
| Noninterest income | 440,000 | 1,025,000 | 1,506,000 | 1,927,000 |
| Noninterest expense | 1,444,000 | 3,016,000 | 4,569,000 | 6,231,000 |
| Provision for loan losses | 235,000 | 560,000 | 706,000 | 1,090,000 |
| Pretax income | 784,000 | 1,616,000 | 2,516,000 | 2,971,000 |
| Income tax | 0 | 4,000 | 7,000 | 10,000 |
| Net income | 784,000 | 1,612,000 | 2,509,000 | 2,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,145,000 | 17,331,000 | 17,507,000 | 17,290,000 |
| Total capital | 18,906,000 | 19,285,000 | 19,482,000 | 19,409,000 |
| Risk-weighted assets | 177,340,000 | 183,918,000 | 181,439,000 | 178,702,000 |