Call reports 2007
FIRST MIDWEST BANK OF THE OZARKS — 2007
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 204,400,000 | 203,717,000 | 207,151,000 | 214,195,000 |
| Total loans | 167,639,000 | 167,793,000 | 173,087,000 | 175,399,000 |
| Allowance for loan losses | 1,761,000 | 1,761,000 | 1,793,000 | 1,793,000 |
| Securities available for sale | 17,381,000 | 18,251,000 | 17,070,000 | 16,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,515,000 | 171,230,000 | 178,694,000 | 182,869,000 |
| Interest-bearing deposits | 151,902,000 | 149,791,000 | 157,975,000 | 162,947,000 |
| Noninterest-bearing deposits | 21,613,000 | 21,439,000 | 20,719,000 | 19,922,000 |
| Equity capital | 17,918,000 | 17,951,000 | 18,291,000 | 16,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,257,000 | 11,031,000 | 14,831,000 |
| Interest expense | 1,699,000 | 3,476,000 | 5,305,000 | 7,118,000 |
| Net interest income | 1,885,000 | 3,781,000 | 5,726,000 | 7,713,000 |
| Noninterest income | 435,000 | 931,000 | 1,377,000 | 1,829,000 |
| Noninterest expense | 1,430,000 | 2,877,000 | 4,414,000 | 5,751,000 |
| Provision for loan losses | 131,000 | 239,000 | 394,000 | 544,000 |
| Pretax income | 759,000 | 1,596,000 | 2,295,000 | 3,247,000 |
| Income tax | 0 | 4,000 | 7,000 | 11,000 |
| Net income | 759,000 | 1,592,000 | 2,288,000 | 3,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,982,000 | 18,196,000 | 18,321,000 | 16,636,000 |
| Total capital | 19,743,000 | 19,957,000 | 20,114,000 | 18,429,000 |
| Risk-weighted assets | 164,430,000 | 166,092,000 | 169,449,000 | 174,037,000 |