Call reports 2006
FIRST MIDWEST BANK OF THE OZARKS — 2006
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,281,000 | 191,462,000 | 195,992,000 | 199,992,000 |
| Total loans | 155,855,000 | 161,041,000 | 164,997,000 | 166,703,000 |
| Allowance for loan losses | 1,569,000 | 1,665,000 | 1,713,000 | 1,731,000 |
| Securities available for sale | 10,702,000 | 15,473,000 | 15,959,000 | 17,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,051,000 | 152,170,000 | 161,187,000 | 167,721,000 |
| Interest-bearing deposits | 128,573,000 | 130,154,000 | 138,277,000 | 147,185,000 |
| Noninterest-bearing deposits | 20,478,000 | 22,016,000 | 22,910,000 | 20,536,000 |
| Equity capital | 16,722,000 | 16,964,000 | 17,551,000 | 17,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,966,000 | 6,100,000 | 9,559,000 | 13,109,000 |
| Interest expense | 1,208,000 | 2,532,000 | 4,122,000 | 5,795,000 |
| Net interest income | 1,758,000 | 3,568,000 | 5,437,000 | 7,314,000 |
| Noninterest income | 393,000 | 837,000 | 1,356,000 | 1,742,000 |
| Noninterest expense | 1,424,000 | 2,751,000 | 4,142,000 | 5,553,000 |
| Provision for loan losses | 86,000 | 212,000 | 320,000 | 442,000 |
| Pretax income | 641,000 | 1,442,000 | 2,331,000 | 3,056,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 638,000 | 1,437,000 | 2,323,000 | 3,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,948,000 | 17,286,000 | 17,684,000 | 17,741,000 |
| Total capital | 18,517,000 | 18,951,000 | 19,397,000 | 19,472,000 |
| Risk-weighted assets | 154,173,000 | 155,807,000 | 161,744,000 | 164,522,000 |