Call reports 2005
FIRST MIDWEST BANK OF THE OZARKS — 2005
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 162,283,000 | 171,753,000 | 168,776,000 | 171,356,000 |
| Total loans | 137,309,000 | 145,134,000 | 144,304,000 | 147,117,000 |
| Allowance for loan losses | 1,620,000 | 1,455,000 | 1,478,000 | 1,521,000 |
| Securities available for sale | 11,680,000 | 13,527,000 | 11,823,000 | 10,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,422,000 | 137,776,000 | 133,915,000 | 139,462,000 |
| Interest-bearing deposits | 117,278,000 | 115,445,000 | 114,246,000 | 120,433,000 |
| Noninterest-bearing deposits | 22,144,000 | 22,331,000 | 19,669,000 | 19,029,000 |
| Equity capital | 12,305,000 | 12,270,000 | 12,396,000 | 16,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,824,000 | 7,529,000 | 10,308,000 |
| Interest expense | 695,000 | 1,546,000 | 2,552,000 | 3,596,000 |
| Net interest income | 1,632,000 | 3,278,000 | 4,977,000 | 6,712,000 |
| Noninterest income | 435,000 | 826,000 | 1,163,000 | 1,527,000 |
| Noninterest expense | 1,231,000 | 2,569,000 | 3,961,000 | 5,249,000 |
| Provision for loan losses | 164,000 | 241,000 | 318,000 | 426,000 |
| Pretax income | 672,000 | 1,294,000 | 1,861,000 | 2,557,000 |
| Income tax | -32,000 | -30,000 | -33,000 | -25,000 |
| Net income | 704,000 | 1,324,000 | 1,894,000 | 2,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,437,000 | 12,345,000 | 12,505,000 | 16,726,000 |
| Total capital | 14,057,000 | 13,800,000 | 13,983,000 | 18,247,000 |
| Risk-weighted assets | 130,700,000 | 138,862,000 | 138,101,000 | 143,380,000 |