Call reports 2004
FIRST MIDWEST BANK OF THE OZARKS — 2004
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 145,447,000 | 146,698,000 | 152,624,000 | 156,438,000 |
| Total loans | 121,630,000 | 124,729,000 | 128,360,000 | 133,863,000 |
| Allowance for loan losses | 1,499,000 | 1,478,000 | 1,522,000 | 1,529,000 |
| Securities available for sale | 12,763,000 | 10,334,000 | 9,960,000 | 9,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,378,000 | 128,386,000 | 135,144,000 | 135,484,000 |
| Interest-bearing deposits | 106,083,000 | 107,547,000 | 113,644,000 | 112,409,000 |
| Noninterest-bearing deposits | 21,295,000 | 20,839,000 | 21,500,000 | 23,075,000 |
| Equity capital | 10,939,000 | 11,091,000 | 11,623,000 | 11,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,347,000 | 6,507,000 | 8,789,000 |
| Interest expense | 502,000 | 1,006,000 | 1,552,000 | 2,141,000 |
| Net interest income | 1,665,000 | 3,341,000 | 4,955,000 | 6,648,000 |
| Noninterest income | 395,000 | 798,000 | 1,163,000 | 1,511,000 |
| Noninterest expense | 1,237,000 | 2,467,000 | 3,640,000 | 4,857,000 |
| Provision for loan losses | 75,000 | 150,000 | 226,000 | 300,000 |
| Pretax income | 730,000 | 1,504,000 | 2,234,000 | 2,984,000 |
| Income tax | 461,000 | 463,000 | 466,000 | 425,000 |
| Net income | 269,000 | 1,041,000 | 1,768,000 | 2,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,884,000 | 11,278,000 | 11,641,000 | 11,918,000 |
| Total capital | 12,383,000 | 12,756,000 | 13,163,000 | 13,447,000 |
| Risk-weighted assets | 121,498,000 | 124,527,000 | 127,109,000 | 126,879,000 |