Call reports 2003
FIRST MIDWEST BANK OF THE OZARKS — 2003
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 136,901,000 | 140,516,000 | 140,950,000 | 149,929,000 |
| Total loans | 104,599,000 | 108,135,000 | 113,533,000 | 121,803,000 |
| Allowance for loan losses | 1,295,000 | 1,331,000 | 1,396,000 | 1,467,000 |
| Securities available for sale | 14,703,000 | 17,133,000 | 15,036,000 | 13,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,612,000 | 124,108,000 | 121,257,000 | 123,965,000 |
| Interest-bearing deposits | 100,476,000 | 102,084,000 | 99,995,000 | 102,322,000 |
| Noninterest-bearing deposits | 20,136,000 | 22,024,000 | 21,262,000 | 21,643,000 |
| Equity capital | 10,298,000 | 10,649,000 | 10,793,000 | 11,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,096,000 | 6,150,000 | 8,325,000 |
| Interest expense | 631,000 | 1,226,000 | 1,759,000 | 2,265,000 |
| Net interest income | 1,413,000 | 2,870,000 | 4,391,000 | 6,060,000 |
| Noninterest income | 378,000 | 734,000 | 1,101,000 | 1,478,000 |
| Noninterest expense | 1,045,000 | 2,124,000 | 3,269,000 | 4,373,000 |
| Provision for loan losses | 76,000 | 153,000 | 231,000 | 450,000 |
| Pretax income | 670,000 | 1,360,000 | 2,025,000 | 2,748,000 |
| Income tax | 260,000 | 506,000 | 753,000 | 1,028,000 |
| Net income | 410,000 | 854,000 | 1,272,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,167,000 | 10,527,000 | 10,828,000 | 11,162,000 |
| Total capital | 11,462,000 | 11,858,000 | 12,224,000 | 12,629,000 |
| Risk-weighted assets | 106,537,000 | 109,591,000 | 114,585,000 | 123,115,000 |