Call reports 2002
FIRST MIDWEST BANK OF THE OZARKS — 2002
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,625,000 | 127,360,000 | 129,499,000 | 134,535,000 |
| Total loans | 94,194,000 | 95,921,000 | 101,205,000 | 101,935,000 |
| Allowance for loan losses | 1,142,000 | 1,139,000 | 1,155,000 | 1,244,000 |
| Securities available for sale | 15,112,000 | 15,236,000 | 13,391,000 | 15,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,652,000 | 109,248,000 | 113,466,000 | 117,928,000 |
| Interest-bearing deposits | 90,497,000 | 89,800,000 | 90,810,000 | 98,879,000 |
| Noninterest-bearing deposits | 19,155,000 | 19,448,000 | 22,656,000 | 19,049,000 |
| Equity capital | 8,945,000 | 9,430,000 | 9,642,000 | 9,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,071,000 | 6,124,000 | 8,121,000 |
| Interest expense | 742,000 | 1,396,000 | 2,075,000 | 2,710,000 |
| Net interest income | 1,267,000 | 2,675,000 | 4,049,000 | 5,411,000 |
| Noninterest income | 346,000 | 695,000 | 1,040,000 | 1,268,000 |
| Noninterest expense | 956,000 | 1,977,000 | 3,038,000 | 4,028,000 |
| Provision for loan losses | 75,000 | 152,000 | 231,000 | 370,000 |
| Pretax income | 582,000 | 1,241,000 | 1,820,000 | 2,281,000 |
| Income tax | 206,000 | 435,000 | 659,000 | 824,000 |
| Net income | 376,000 | 806,000 | 1,161,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,931,000 | 9,262,000 | 9,461,000 | 9,757,000 |
| Total capital | 10,073,000 | 10,401,000 | 10,616,000 | 11,001,000 |
| Risk-weighted assets | 99,070,000 | 100,243,000 | 103,780,000 | 105,180,000 |