Call reports 2026
RIVER FALLS STATE BANK — 2026
What RIVER FALLS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 141,035,000 | 143,197,000 |
| Total loans | 107,200,000 | 104,064,000 |
| Allowance for loan losses | 1,355,000 | 1,370,000 |
| Securities available for sale | 21,642,000 | 20,263,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 125,735,000 | 127,516,000 |
| Interest-bearing deposits | 92,559,000 | 96,934,000 |
| Noninterest-bearing deposits | 33,176,000 | 30,581,000 |
| Equity capital | 13,760,000 | 14,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,635,000 | 3,369,000 |
| Interest expense | 500,000 | 1,003,000 |
| Net interest income | 1,135,000 | 2,366,000 |
| Noninterest income | 120,000 | 241,000 |
| Noninterest expense | 899,000 | 1,818,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 357,000 | 775,000 |
| Income tax | 0 | 0 |
| Net income | 357,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,140,000 | 16,458,000 |