Call reports 2018
RIVER FALLS STATE BANK — 2018
What RIVER FALLS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,610,000 | 89,107,000 | 90,055,000 | 91,788,000 |
| Total loans | 56,717,000 | 53,798,000 | 56,051,000 | 57,063,000 |
| Allowance for loan losses | 833,000 | 834,000 | 825,000 | 824,000 |
| Securities available for sale | 11,504,000 | 12,989,000 | 12,981,000 | 15,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,460,000 | 75,723,000 | 76,616,000 | 78,731,000 |
| Interest-bearing deposits | 60,915,000 | 60,227,000 | 60,661,000 | 61,018,000 |
| Noninterest-bearing deposits | 14,545,000 | 15,496,000 | 15,955,000 | 17,713,000 |
| Equity capital | 13,025,000 | 13,218,000 | 13,245,000 | 12,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,496,000 | 2,283,000 | 3,089,000 |
| Interest expense | 53,000 | 121,000 | 176,000 | 229,000 |
| Net interest income | 670,000 | 1,375,000 | 2,107,000 | 2,860,000 |
| Noninterest income | 128,000 | 255,000 | 373,000 | 509,000 |
| Noninterest expense | 629,000 | 1,255,000 | 1,835,000 | 2,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 375,000 | 645,000 | 853,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 168,000 | 374,000 | 643,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,265,000 | 13,472,000 | 13,507,000 | 13,109,000 |
| Total capital | 13,936,000 | 14,152,000 | 14,233,000 | 13,843,000 |
| Risk-weighted assets | 53,490,000 | 54,226,000 | 57,994,000 | 58,604,000 |
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