Call reports 2015
RIVER FALLS STATE BANK — 2015
What RIVER FALLS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,561,000 | 83,586,000 | 84,612,000 | 87,728,000 |
| Total loans | 43,614,000 | 42,965,000 | 44,516,000 | 42,536,000 |
| Allowance for loan losses | 802,000 | 807,000 | 813,000 | 801,000 |
| Securities available for sale | 22,877,000 | 22,175,000 | 23,754,000 | 25,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,286,000 | 70,318,000 | 71,023,000 | 74,654,000 |
| Interest-bearing deposits | 58,328,000 | 58,010,000 | 57,906,000 | 59,771,000 |
| Noninterest-bearing deposits | 11,958,000 | 12,308,000 | 13,117,000 | 14,883,000 |
| Equity capital | 13,168,000 | 13,148,000 | 13,092,000 | 12,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,217,000 | 1,840,000 | 2,474,000 |
| Interest expense | 33,000 | 65,000 | 95,000 | 126,000 |
| Net interest income | 575,000 | 1,152,000 | 1,745,000 | 2,348,000 |
| Noninterest income | 127,000 | 254,000 | 378,000 | 532,000 |
| Noninterest expense | 555,000 | 1,145,000 | 1,696,000 | 2,286,000 |
| Provision for loan losses | 0 | 0 | 0 | -25,000 |
| Pretax income | 147,000 | 261,000 | 427,000 | 619,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 11,000 |
| Net income | 143,000 | 254,000 | 418,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,146,000 | 13,156,000 | 13,020,000 | 13,075,000 |
| Total capital | 13,624,000 | 13,641,000 | 13,561,000 | 13,594,000 |
| Risk-weighted assets | 37,932,000 | 38,508,000 | 43,006,000 | 41,202,000 |
Machine access — free, no API key
Every figure shown here about RIVER FALLS STATE BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.