Call reports 2010

RIVER FALLS STATE BANK — 2010

Name: RIVER FALLS STATE BANK — FFIEC call report 2010
Creator: RIVER FALLS STATE BANK

What RIVER FALLS STATE BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c82316d5-ac34-4c60-bfff-11a99310c24c/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	84,036,000	83,461,000	82,825,000	84,008,000
Total loans	43,610,000	44,627,000	42,890,000	42,298,000
Allowance for loan losses	860,000	851,000	858,000	756,000
Securities available for sale	25,928,000	29,843,000	26,712,000	32,571,000
Securities held to maturity	250,000	250,000	250,000	0
Trading assets	0	0	0	0
Total deposits	70,649,000	69,816,000	69,055,000	70,675,000
Interest-bearing deposits	62,076,000	61,217,000	59,995,000	60,681,000
Noninterest-bearing deposits	8,573,000	8,599,000	9,060,000	9,994,000
Equity capital	13,172,000	13,381,000	13,431,000	13,210,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	891,000	1,760,000	2,599,000	3,409,000
Interest expense	194,000	375,000	536,000	679,000
Net interest income	697,000	1,385,000	2,063,000	2,730,000
Noninterest income	137,000	278,000	470,000	688,000
Noninterest expense	673,000	1,277,000	1,910,000	2,396,000
Provision for loan losses	4,000	9,000	14,000	268,000
Pretax income	157,000	377,000	609,000	754,000
Income tax	14,000	18,000	23,000	28,000
Net income	143,000	359,000	586,000	726,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	12,993,000	13,061,000	13,057,000	12,957,000
Total capital	13,590,000	13,663,000	13,646,000	13,538,000
Risk-weighted assets	47,517,000	47,890,000	46,841,000	46,335,000