Call reports 2009

RIVER FALLS STATE BANK — 2009

Name: RIVER FALLS STATE BANK — FFIEC call report 2009
Creator: RIVER FALLS STATE BANK

What RIVER FALLS STATE BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c82316d5-ac34-4c60-bfff-11a99310c24c/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	77,568,000	80,529,000	78,033,000	80,027,000
Total loans	45,853,000	44,567,000	43,711,000	42,817,000
Allowance for loan losses	985,000	987,000	873,000	846,000
Securities available for sale	10,309,000	20,897,000	22,477,000	27,691,000
Securities held to maturity	1,251,000	1,251,000	1,250,000	250,000
Trading assets	0	0	0	0
Total deposits	64,546,000	67,529,000	64,990,000	66,769,000
Interest-bearing deposits	57,105,000	59,909,000	57,461,000	58,865,000
Noninterest-bearing deposits	7,441,000	7,620,000	7,529,000	7,904,000
Equity capital	12,794,000	12,721,000	12,665,000	13,127,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	907,000	1,872,000	2,766,000	3,674,000
Interest expense	259,000	522,000	767,000	987,000
Net interest income	648,000	1,350,000	1,999,000	2,687,000
Noninterest income	204,000	425,000	570,000	717,000
Noninterest expense	645,000	1,298,000	2,004,000	2,526,000
Provision for loan losses	4,000	9,000	14,000	80,000
Pretax income	203,000	468,000	551,000	798,000
Income tax	9,000	11,000	13,000	15,000
Net income	194,000	457,000	538,000	783,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	12,704,000	12,820,000	12,695,000	12,940,000
Total capital	13,305,000	13,418,000	13,278,000	13,520,000
Risk-weighted assets	47,681,000	47,420,000	46,355,000	46,102,000