Call reports 2005

RIVER FALLS STATE BANK — 2005

Name: RIVER FALLS STATE BANK — FFIEC call report 2005
Creator: RIVER FALLS STATE BANK

What RIVER FALLS STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c82316d5-ac34-4c60-bfff-11a99310c24c/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	74,614,000	74,739,000	76,036,000	76,300,000
Total loans	49,735,000	49,870,000	50,313,000	49,879,000
Allowance for loan losses	1,116,000	1,113,000	1,115,000	1,116,000
Securities available for sale	482,000	483,000	479,000	973,000
Securities held to maturity	11,310,000	10,708,000	12,186,000	12,758,000
Trading assets	0	0	0	0
Total deposits	62,582,000	62,555,000	63,521,000	64,631,000
Interest-bearing deposits	55,395,000	53,608,000	54,680,000	56,178,000
Noninterest-bearing deposits	7,187,000	8,947,000	8,841,000	8,453,000
Equity capital	11,777,000	11,926,000	12,135,000	11,525,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	872,000	1,776,000	2,730,000	3,692,000
Interest expense	222,000	461,000	710,000	976,000
Net interest income	650,000	1,315,000	2,020,000	2,716,000
Noninterest income	118,000	219,000	368,000	463,000
Noninterest expense	543,000	1,113,000	1,682,000	2,213,000
Provision for loan losses	4,000	9,000	13,000	18,000
Pretax income	221,000	412,000	693,000	948,000
Income tax	52,000	94,000	165,000	505,000
Net income	169,000	318,000	528,000	443,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	11,787,000	11,936,000	12,146,000	11,541,000
Total capital	12,410,000	12,560,000	12,781,000	12,168,000
Risk-weighted assets	49,325,000	49,457,000	50,282,000	49,658,000