Call reports 2016
VALLEY VIEW STATE BANK — 2016
What VALLEY VIEW STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 871,404,000 | 863,058,000 | 860,176,000 | 845,474,000 |
| Total loans | 268,928,000 | 278,573,000 | 285,492,000 | 287,947,000 |
| Allowance for loan losses | 6,064,000 | 6,067,000 | 6,205,000 | 5,804,000 |
| Securities available for sale | 495,482,000 | 470,643,000 | 464,148,000 | 490,347,000 |
| Securities held to maturity | 4,242,000 | 5,158,000 | 4,395,000 | 2,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,796,000 | 663,598,000 | 669,139,000 | 676,029,000 |
| Interest-bearing deposits | 523,544,000 | 514,239,000 | 514,649,000 | 518,276,000 |
| Noninterest-bearing deposits | 149,252,000 | 149,359,000 | 154,491,000 | 157,753,000 |
| Equity capital | 121,322,000 | 122,706,000 | 123,373,000 | 118,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,178,000 | 12,346,000 | 18,295,000 | 24,234,000 |
| Interest expense | 678,000 | 1,341,000 | 1,986,000 | 2,816,000 |
| Net interest income | 5,500,000 | 11,005,000 | 16,309,000 | 21,418,000 |
| Noninterest income | 622,000 | 1,570,000 | 2,351,000 | 3,865,000 |
| Noninterest expense | 3,506,000 | 6,901,000 | 10,422,000 | 14,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,837,000 | 5,895,000 | 8,460,000 | 11,540,000 |
| Income tax | 902,000 | 1,889,000 | 2,688,000 | 3,689,000 |
| Net income | 1,935,000 | 4,006,000 | 5,772,000 | 7,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,870,000 | 117,991,000 | 119,757,000 | 121,836,000 |
| Total capital | 123,580,000 | 123,734,000 | 125,586,000 | 127,640,000 |
| Risk-weighted assets | 456,477,000 | 459,094,000 | 465,973,000 | 487,913,000 |