Call reports 2012
VALLEY VIEW STATE BANK — 2012
What VALLEY VIEW STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 894,319,000 | 887,341,000 | 867,195,000 | 869,768,000 |
| Total loans | 401,983,000 | 396,181,000 | 360,219,000 | 340,167,000 |
| Allowance for loan losses | 13,285,000 | 13,633,000 | 14,103,000 | 14,257,000 |
| Securities available for sale | 326,960,000 | 368,910,000 | 373,814,000 | 396,133,000 |
| Securities held to maturity | 16,366,000 | 14,593,000 | 12,348,000 | 10,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,540,000 | 723,833,000 | 703,064,000 | 709,005,000 |
| Interest-bearing deposits | 635,853,000 | 620,708,000 | 598,021,000 | 596,622,000 |
| Noninterest-bearing deposits | 106,687,000 | 103,125,000 | 105,043,000 | 112,383,000 |
| Equity capital | 110,636,000 | 111,864,000 | 113,326,000 | 112,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,446,000 | 14,847,000 | 21,886,000 | 28,479,000 |
| Interest expense | 2,113,000 | 4,104,000 | 6,013,000 | 7,757,000 |
| Net interest income | 5,333,000 | 10,743,000 | 15,873,000 | 20,722,000 |
| Noninterest income | -329,000 | -479,000 | -838,000 | -983,000 |
| Noninterest expense | 3,929,000 | 7,948,000 | 11,732,000 | 15,433,000 |
| Provision for loan losses | 301,000 | 897,000 | 1,416,000 | 2,626,000 |
| Pretax income | 774,000 | 1,464,000 | 1,931,000 | 1,724,000 |
| Income tax | 109,000 | 148,000 | 1,000 | -478,000 |
| Net income | 665,000 | 1,316,000 | 1,930,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,236,000 | 106,887,000 | 107,501,000 | 107,773,000 |
| Total capital | 112,642,000 | 113,372,000 | 113,538,000 | 113,654,000 |
| Risk-weighted assets | 505,570,000 | 511,650,000 | 474,870,000 | 462,076,000 |