Call reports 2011
VALLEY VIEW STATE BANK — 2011
What VALLEY VIEW STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 836,396,000 | 851,256,000 | 858,700,000 | 868,906,000 |
| Total loans | 438,402,000 | 425,297,000 | 417,563,000 | 402,956,000 |
| Allowance for loan losses | 11,315,000 | 11,517,000 | 12,189,000 | 13,682,000 |
| Securities available for sale | 241,483,000 | 270,470,000 | 285,201,000 | 308,993,000 |
| Securities held to maturity | 23,442,000 | 22,430,000 | 20,616,000 | 18,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,797,000 | 697,985,000 | 702,404,000 | 718,187,000 |
| Interest-bearing deposits | 598,555,000 | 602,454,000 | 607,005,000 | 609,867,000 |
| Noninterest-bearing deposits | 90,241,000 | 95,531,000 | 95,398,000 | 108,320,000 |
| Equity capital | 106,800,000 | 109,786,000 | 110,165,000 | 110,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,893,000 | 16,094,000 | 24,173,000 | 31,788,000 |
| Interest expense | 2,569,000 | 5,134,000 | 7,625,000 | 9,993,000 |
| Net interest income | 5,324,000 | 10,960,000 | 16,548,000 | 21,795,000 |
| Noninterest income | 434,000 | 836,000 | 925,000 | 1,524,000 |
| Noninterest expense | 4,144,000 | 8,502,000 | 12,704,000 | 16,658,000 |
| Provision for loan losses | 954,000 | 2,364,000 | 6,072,000 | 7,579,000 |
| Pretax income | 660,000 | 954,000 | -1,279,000 | -863,000 |
| Income tax | 50,000 | -27,000 | -1,035,000 | -1,064,000 |
| Net income | 610,000 | 981,000 | -244,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,949,000 | 106,277,000 | 105,126,000 | 105,571,000 |
| Total capital | 112,991,000 | 113,078,000 | 111,623,000 | 111,936,000 |
| Risk-weighted assets | 558,335,000 | 538,616,000 | 514,115,000 | 501,861,000 |