Call reports 2010
VALLEY VIEW STATE BANK — 2010
What VALLEY VIEW STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 807,421,000 | 814,986,000 | 834,684,000 | 826,453,000 |
| Total loans | 487,674,000 | 487,057,000 | 470,064,000 | 451,188,000 |
| Allowance for loan losses | 13,183,000 | 13,901,000 | 14,941,000 | 11,796,000 |
| Securities available for sale | 190,519,000 | 186,806,000 | 201,945,000 | 221,781,000 |
| Securities held to maturity | 34,055,000 | 30,729,000 | 27,955,000 | 26,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,765,000 | 668,948,000 | 678,768,000 | 679,309,000 |
| Interest-bearing deposits | 577,546,000 | 582,828,000 | 589,925,000 | 589,253,000 |
| Noninterest-bearing deposits | 84,219,000 | 86,119,000 | 88,843,000 | 90,056,000 |
| Equity capital | 104,996,000 | 106,764,000 | 108,433,000 | 105,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,789,000 | 17,430,000 | 25,810,000 | 33,950,000 |
| Interest expense | 2,957,000 | 5,875,000 | 8,761,000 | 11,524,000 |
| Net interest income | 5,832,000 | 11,555,000 | 17,049,000 | 22,426,000 |
| Noninterest income | 846,000 | 1,769,000 | 2,843,000 | 2,048,000 |
| Noninterest expense | 4,441,000 | 9,199,000 | 13,441,000 | 17,132,000 |
| Provision for loan losses | 1,503,000 | 2,407,000 | 3,719,000 | 4,727,000 |
| Pretax income | 734,000 | 1,808,000 | 2,822,000 | 2,705,000 |
| Income tax | 64,000 | 268,000 | 433,000 | -184,000 |
| Net income | 670,000 | 1,540,000 | 2,389,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,151,000 | 104,018,000 | 104,867,000 | 105,208,000 |
| Total capital | 110,954,000 | 111,720,000 | 112,362,000 | 112,365,000 |
| Risk-weighted assets | 618,882,000 | 610,000,000 | 592,133,000 | 567,138,000 |