Call reports 2009
VALLEY VIEW STATE BANK — 2009
What VALLEY VIEW STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 723,768,000 | 744,091,000 | 755,221,000 | 810,498,000 |
| Total loans | 505,488,000 | 504,380,000 | 520,092,000 | 497,277,000 |
| Allowance for loan losses | 8,274,000 | 12,030,000 | 11,855,000 | 11,621,000 |
| Securities available for sale | 114,958,000 | 132,013,000 | 132,483,000 | 158,695,000 |
| Securities held to maturity | 44,787,000 | 40,891,000 | 38,815,000 | 36,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,032,000 | 610,063,000 | 612,563,000 | 667,490,000 |
| Interest-bearing deposits | 503,780,000 | 528,490,000 | 533,171,000 | 575,367,000 |
| Noninterest-bearing deposits | 84,252,000 | 81,573,000 | 79,392,000 | 92,123,000 |
| Equity capital | 104,717,000 | 101,453,000 | 104,251,000 | 103,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,907,000 | 17,788,000 | 26,739,000 | 35,839,000 |
| Interest expense | 2,941,000 | 6,017,000 | 9,141,000 | 12,260,000 |
| Net interest income | 5,966,000 | 11,771,000 | 17,598,000 | 23,579,000 |
| Noninterest income | 888,000 | 2,045,000 | 3,023,000 | 3,955,000 |
| Noninterest expense | 3,702,000 | 7,778,000 | 12,122,000 | 16,862,000 |
| Provision for loan losses | 1,303,000 | 7,513,000 | 7,924,000 | 10,235,000 |
| Pretax income | 1,849,000 | -1,475,000 | 551,000 | 413,000 |
| Income tax | 520,000 | -929,000 | -366,000 | -627,000 |
| Net income | 1,329,000 | -546,000 | 917,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,726,000 | 101,136,000 | 102,359,000 | 102,481,000 |
| Total capital | 111,171,000 | 108,489,000 | 110,189,000 | 110,488,000 |
| Risk-weighted assets | 594,739,000 | 611,915,000 | 622,413,000 | 636,980,000 |