Call reports 2001
VALLEY VIEW STATE BANK — 2001
What VALLEY VIEW STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 554,731,000 | 545,213,000 | 557,229,000 | 569,535,000 |
| Total loans | 381,321,000 | 381,351,000 | 380,296,000 | 388,600,000 |
| Allowance for loan losses | 6,687,000 | 6,685,000 | 7,101,000 | 6,447,000 |
| Securities available for sale | 43,378,000 | 43,714,000 | 39,050,000 | 55,181,000 |
| Securities held to maturity | 70,714,000 | 63,700,000 | 70,242,000 | 90,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,771,000 | 436,995,000 | 445,339,000 | 451,804,000 |
| Interest-bearing deposits | 387,438,000 | 374,729,000 | 380,922,000 | 383,756,000 |
| Noninterest-bearing deposits | 59,333,000 | 62,266,000 | 64,417,000 | 68,048,000 |
| Equity capital | 86,746,000 | 88,152,000 | 90,008,000 | 91,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,761,000 | 21,231,000 | 31,448,000 | 40,918,000 |
| Interest expense | 4,864,000 | 9,382,000 | 13,544,000 | 17,130,000 |
| Net interest income | 5,897,000 | 11,849,000 | 17,904,000 | 23,788,000 |
| Noninterest income | 536,000 | 1,154,000 | 1,706,000 | 2,225,000 |
| Noninterest expense | 2,379,000 | 4,799,000 | 7,368,000 | 9,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,054,000 | 8,204,000 | 12,242,000 | 16,086,000 |
| Income tax | 1,519,000 | 3,070,000 | 4,574,000 | 6,018,000 |
| Net income | 2,535,000 | 5,134,000 | 7,668,000 | 10,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,385,000 | 87,131,000 | 89,011,000 | 90,734,000 |
| Total capital | 90,883,000 | 92,522,000 | 94,234,000 | 96,369,000 |
| Risk-weighted assets | 438,689,000 | 429,997,000 | 415,980,000 | 449,995,000 |