Call reports 2025
ENTERPRISE BANK — 2025
What ENTERPRISE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 468,588,000 | 481,533,000 | 502,772,000 | 491,714,000 |
| Total loans | 329,239,000 | 340,016,000 | 339,975,000 | 337,897,000 |
| Allowance for loan losses | 1,262,000 | 1,096,000 | 1,090,000 | 1,035,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,747,000 | 380,719,000 | 400,453,000 | 389,648,000 |
| Interest-bearing deposits | 360,392,000 | 374,524,000 | 392,716,000 | 381,664,000 |
| Noninterest-bearing deposits | 7,355,000 | 6,195,000 | 7,737,000 | 7,984,000 |
| Equity capital | 37,648,000 | 39,143,000 | 40,078,000 | 40,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,772,000 | 13,504,000 | 21,941,000 | 29,015,000 |
| Interest expense | 3,285,000 | 6,571,000 | 9,940,000 | 13,280,000 |
| Net interest income | 3,487,000 | 6,933,000 | 12,001,000 | 15,735,000 |
| Noninterest income | 643,000 | 2,613,000 | 3,549,000 | 4,502,000 |
| Noninterest expense | 3,277,000 | 6,814,000 | 10,627,000 | 14,350,000 |
| Provision for loan losses | 93,000 | 67,000 | 180,000 | 123,000 |
| Pretax income | 765,000 | 2,668,000 | 4,742,000 | 5,758,000 |
| Income tax | 163,000 | 571,000 | 1,022,000 | 1,248,000 |
| Net income | 602,000 | 2,097,000 | 3,720,000 | 4,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,623,000 | 39,118,000 | 40,053,000 | 40,634,000 |
| Total capital | 38,941,000 | 40,271,000 | 41,205,000 | 41,735,000 |
| Risk-weighted assets | 335,239,000 | 344,897,000 | 353,325,000 | 352,428,000 |