Call reports 2024
ENTERPRISE BANK — 2024
What ENTERPRISE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 418,995,000 | 420,691,000 | 445,185,000 | 466,958,000 |
| Total loans | 330,984,000 | 327,766,000 | 331,594,000 | 327,537,000 |
| Allowance for loan losses | 1,586,000 | 1,721,000 | 1,182,000 | 1,184,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,398,000 | 326,087,000 | 342,089,000 | 359,722,000 |
| Interest-bearing deposits | 314,985,000 | 317,739,000 | 332,415,000 | 352,996,000 |
| Noninterest-bearing deposits | 9,413,000 | 8,348,000 | 9,674,000 | 6,726,000 |
| Equity capital | 35,821,000 | 35,695,000 | 37,004,000 | 38,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,076,000 | 11,943,000 | 18,429,000 | 25,673,000 |
| Interest expense | 2,750,000 | 5,584,000 | 8,700,000 | 11,884,000 |
| Net interest income | 3,326,000 | 6,359,000 | 9,729,000 | 13,789,000 |
| Noninterest income | 686,000 | 1,149,000 | 2,820,000 | 5,096,000 |
| Noninterest expense | 2,992,000 | 6,008,000 | 9,808,000 | 13,523,000 |
| Provision for loan losses | 310,000 | 440,000 | -103,000 | -104,000 |
| Pretax income | 740,000 | 1,087,000 | 2,884,000 | 5,495,000 |
| Income tax | 164,000 | 245,000 | 672,000 | 1,228,000 |
| Net income | 576,000 | 842,000 | 2,212,000 | 4,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,796,000 | 35,670,000 | 36,979,000 | 38,910,000 |
| Total capital | 37,440,000 | 37,453,000 | 38,209,000 | 40,154,000 |
| Risk-weighted assets | 316,490,000 | 317,216,000 | 318,654,000 | 326,814,000 |