Call reports 2023
ENTERPRISE BANK — 2023
What ENTERPRISE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 387,575,000 | 406,803,000 | 412,486,000 | 422,422,000 |
| Total loans | 307,339,000 | 315,651,000 | 318,388,000 | 326,757,000 |
| Allowance for loan losses | 1,526,000 | 1,559,000 | 1,181,000 | 1,272,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,679,000 | 306,632,000 | 303,747,000 | 319,775,000 |
| Interest-bearing deposits | 288,103,000 | 298,795,000 | 294,012,000 | 309,295,000 |
| Noninterest-bearing deposits | 8,576,000 | 7,837,000 | 9,735,000 | 10,480,000 |
| Equity capital | 34,300,000 | 33,828,000 | 34,654,000 | 35,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,710,000 | 10,006,000 | 15,884,000 | 21,744,000 |
| Interest expense | 1,575,000 | 3,577,000 | 5,883,000 | 8,399,000 |
| Net interest income | 3,135,000 | 6,429,000 | 10,001,000 | 13,345,000 |
| Noninterest income | 471,000 | 936,000 | 1,303,000 | 1,974,000 |
| Noninterest expense | 2,791,000 | 5,539,000 | 8,581,000 | 11,593,000 |
| Provision for loan losses | -44,000 | -14,000 | -228,000 | -139,000 |
| Pretax income | 842,000 | 1,800,000 | 2,941,000 | 3,863,000 |
| Income tax | 184,000 | 394,000 | 647,000 | 851,000 |
| Net income | 658,000 | 1,406,000 | 2,294,000 | 3,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,275,000 | 33,803,000 | 34,629,000 | 35,287,000 |
| Total capital | 35,904,000 | 35,489,000 | 35,907,000 | 36,647,000 |
| Risk-weighted assets | 294,649,000 | 307,563,000 | 309,224,000 | 315,576,000 |