Call reports 2022
ENTERPRISE BANK — 2022
What ENTERPRISE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 373,698,000 | 365,256,000 | 416,401,000 | 375,051,000 |
| Total loans | 280,957,000 | 282,165,000 | 283,633,000 | 287,109,000 |
| Allowance for loan losses | 762,000 | 735,000 | 651,000 | 1,563,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,266,000 | 267,339,000 | 324,857,000 | 284,178,000 |
| Interest-bearing deposits | 270,749,000 | 260,687,000 | 318,941,000 | 275,391,000 |
| Noninterest-bearing deposits | 4,517,000 | 6,652,000 | 5,916,000 | 8,787,000 |
| Equity capital | 33,071,000 | 33,870,000 | 34,330,000 | 34,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,636,000 | 7,510,000 | 11,727,000 | 16,316,000 |
| Interest expense | 737,000 | 1,566,000 | 2,749,000 | 4,214,000 |
| Net interest income | 2,899,000 | 5,944,000 | 8,978,000 | 12,102,000 |
| Noninterest income | 801,000 | 1,504,000 | 2,233,000 | 2,787,000 |
| Noninterest expense | 2,773,000 | 5,574,000 | 8,597,000 | 11,557,000 |
| Provision for loan losses | -47,000 | -68,000 | -36,000 | 68,000 |
| Pretax income | 974,000 | 1,942,000 | 2,650,000 | 3,279,000 |
| Income tax | 226,000 | 437,000 | 598,000 | 740,000 |
| Net income | 748,000 | 1,505,000 | 2,052,000 | 2,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,046,000 | 33,845,000 | 34,305,000 | 34,044,000 |
| Total capital | 33,808,000 | 34,580,000 | 34,956,000 | 35,694,000 |
| Risk-weighted assets | 271,917,000 | 276,801,000 | 276,689,000 | 275,038,000 |