Call reports 2021
ENTERPRISE BANK — 2021
What ENTERPRISE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 386,653,000 | 383,683,000 | 376,270,000 | 379,659,000 |
| Total loans | 317,552,000 | 316,760,000 | 287,826,000 | 282,247,000 |
| Allowance for loan losses | 932,000 | 1,110,000 | 928,000 | 808,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,513,000 | 272,128,000 | 275,940,000 | 280,513,000 |
| Interest-bearing deposits | 260,798,000 | 266,023,000 | 270,801,000 | 276,266,000 |
| Noninterest-bearing deposits | 7,715,000 | 6,105,000 | 5,139,000 | 4,247,000 |
| Equity capital | 31,627,000 | 32,293,000 | 33,138,000 | 34,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,391,000 | 12,595,000 | 16,585,000 |
| Interest expense | 885,000 | 1,723,000 | 2,517,000 | 3,275,000 |
| Net interest income | 3,358,000 | 6,668,000 | 10,078,000 | 13,310,000 |
| Noninterest income | 887,000 | 1,921,000 | 2,222,000 | 3,180,000 |
| Noninterest expense | 3,067,000 | 6,014,000 | 9,102,000 | 12,158,000 |
| Provision for loan losses | 76,000 | 434,000 | 251,000 | 120,000 |
| Pretax income | 1,102,000 | 2,141,000 | 2,947,000 | 4,212,000 |
| Income tax | 239,000 | 497,000 | 667,000 | 939,000 |
| Net income | 863,000 | 1,644,000 | 2,280,000 | 3,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,602,000 | 32,268,000 | 33,113,000 | 33,990,000 |
| Total capital | 32,534,000 | 33,378,000 | 34,041,000 | 34,798,000 |
| Risk-weighted assets | 287,201,000 | 291,693,000 | 277,937,000 | 275,485,000 |