Call reports 2020
ENTERPRISE BANK — 2020
What ENTERPRISE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 315,415,000 | 409,600,000 | 421,677,000 | 392,160,000 |
| Total loans | 263,405,000 | 324,264,000 | 330,300,000 | 309,534,000 |
| Allowance for loan losses | 637,000 | 608,000 | 1,163,000 | 857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,228,000 | 244,489,000 | 256,288,000 | 259,201,000 |
| Interest-bearing deposits | 203,854,000 | 238,270,000 | 250,468,000 | 250,907,000 |
| Noninterest-bearing deposits | 3,374,000 | 6,220,000 | 5,820,000 | 8,294,000 |
| Equity capital | 28,620,000 | 29,187,000 | 29,972,000 | 31,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 8,168,000 | 12,796,000 | 17,234,000 |
| Interest expense | 1,231,000 | 2,349,000 | 3,403,000 | 4,406,000 |
| Net interest income | 2,554,000 | 5,819,000 | 9,393,000 | 12,828,000 |
| Noninterest income | 596,000 | 1,026,000 | 2,177,000 | 3,438,000 |
| Noninterest expense | 2,618,000 | 5,310,000 | 8,312,000 | 11,671,000 |
| Provision for loan losses | 106,000 | 241,000 | 810,000 | 547,000 |
| Pretax income | 426,000 | 1,294,000 | 2,448,000 | 4,048,000 |
| Income tax | 96,000 | 282,000 | 536,000 | 878,000 |
| Net income | 330,000 | 1,012,000 | 1,912,000 | 3,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,595,000 | 29,162,000 | 29,947,000 | 31,092,000 |
| Total capital | 29,232,000 | 29,770,000 | 31,110,000 | 31,949,000 |
| Risk-weighted assets | 264,934,000 | 273,731,000 | 280,314,000 | 285,805,000 |