Call reports 2019
ENTERPRISE BANK — 2019
What ENTERPRISE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 297,040,000 | 305,068,000 | 310,815,000 | 307,175,000 |
| Total loans | 246,964,000 | 249,964,000 | 258,009,000 | 260,012,000 |
| Allowance for loan losses | 679,000 | 758,000 | 529,000 | 580,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,889,000 | 205,819,000 | 204,285,000 | 200,296,000 |
| Interest-bearing deposits | 195,185,000 | 203,180,000 | 201,207,000 | 197,487,000 |
| Noninterest-bearing deposits | 2,704,000 | 2,639,000 | 3,078,000 | 2,809,000 |
| Equity capital | 27,899,000 | 28,267,000 | 28,497,000 | 28,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,547,000 | 7,250,000 | 10,978,000 | 14,644,000 |
| Interest expense | 1,271,000 | 2,666,000 | 4,051,000 | 5,339,000 |
| Net interest income | 2,276,000 | 4,584,000 | 6,927,000 | 9,305,000 |
| Noninterest income | 462,000 | 1,410,000 | 2,169,000 | 2,988,000 |
| Noninterest expense | 2,221,000 | 4,807,000 | 7,680,000 | 10,502,000 |
| Provision for loan losses | -98,000 | -56,000 | -284,000 | -232,000 |
| Pretax income | 615,000 | 1,243,000 | 1,700,000 | 2,023,000 |
| Income tax | 148,000 | 292,000 | 403,000 | 480,000 |
| Net income | 467,000 | 951,000 | 1,297,000 | 1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,899,000 | 28,242,000 | 28,472,000 | 28,619,000 |
| Total capital | 28,578,000 | 29,000,000 | 29,001,000 | 29,199,000 |
| Risk-weighted assets | 237,048,000 | 239,281,000 | 250,511,000 | 262,977,000 |