Call reports 2018
ENTERPRISE BANK — 2018
What ENTERPRISE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 275,710,000 | 286,422,000 | 285,141,000 | 290,692,000 |
| Total loans | 232,204,000 | 243,583,000 | 242,644,000 | 244,989,000 |
| Allowance for loan losses | 925,000 | 876,000 | 789,000 | 799,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,357,000 | 208,470,000 | 205,699,000 | 202,275,000 |
| Interest-bearing deposits | 196,972,000 | 206,605,000 | 203,352,000 | 200,138,000 |
| Noninterest-bearing deposits | 3,385,000 | 1,865,000 | 2,347,000 | 2,137,000 |
| Equity capital | 24,381,000 | 26,803,000 | 27,466,000 | 27,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,124,000 | 6,432,000 | 9,989,000 | 13,523,000 |
| Interest expense | 850,000 | 1,825,000 | 2,900,000 | 4,087,000 |
| Net interest income | 2,274,000 | 4,607,000 | 7,089,000 | 9,436,000 |
| Noninterest income | 310,000 | 789,000 | 1,424,000 | 2,063,000 |
| Noninterest expense | 2,390,000 | 4,697,000 | 7,023,000 | 9,419,000 |
| Provision for loan losses | -194,000 | -244,000 | -410,000 | -401,000 |
| Pretax income | 388,000 | 943,000 | 1,900,000 | 2,481,000 |
| Income tax | 63,000 | 145,000 | 364,000 | 509,000 |
| Net income | 325,000 | 798,000 | 1,536,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,381,000 | 26,803,000 | 27,466,000 | 27,786,000 |
| Total capital | 25,306,000 | 27,679,000 | 28,255,000 | 28,585,000 |
| Risk-weighted assets | 224,354,000 | 235,113,000 | 232,256,000 | 236,543,000 |