Call reports 2017
ENTERPRISE BANK — 2017
What ENTERPRISE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 263,724,000 | 268,415,000 | 274,190,000 | 276,159,000 |
| Total loans | 231,819,000 | 236,760,000 | 232,233,000 | 230,770,000 |
| Allowance for loan losses | 1,267,000 | 1,168,000 | 1,162,000 | 1,279,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,439,000 | 201,678,000 | 197,840,000 | 201,216,000 |
| Interest-bearing deposits | 207,054,000 | 201,223,000 | 197,181,000 | 200,061,000 |
| Noninterest-bearing deposits | 385,000 | 455,000 | 659,000 | 1,155,000 |
| Equity capital | 23,654,000 | 24,037,000 | 24,209,000 | 24,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,907,000 | 6,264,000 | 9,494,000 | 12,656,000 |
| Interest expense | 618,000 | 1,292,000 | 2,056,000 | 2,846,000 |
| Net interest income | 2,289,000 | 4,972,000 | 7,438,000 | 9,810,000 |
| Noninterest income | 470,000 | 897,000 | 1,471,000 | 2,056,000 |
| Noninterest expense | 2,296,000 | 4,672,000 | 7,051,000 | 9,532,000 |
| Provision for loan losses | -97,000 | -166,000 | -30,000 | 87,000 |
| Pretax income | 560,000 | 1,363,000 | 1,888,000 | 2,247,000 |
| Income tax | 201,000 | 481,000 | 693,000 | 957,000 |
| Net income | 359,000 | 882,000 | 1,195,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,666,000 | 24,043,000 | 24,215,000 | 24,203,000 |
| Total capital | 24,933,000 | 25,211,000 | 25,377,000 | 25,482,000 |
| Risk-weighted assets | 211,371,000 | 218,690,000 | 218,489,000 | 215,467,000 |