Call reports 2016
ENTERPRISE BANK — 2016
What ENTERPRISE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 264,133,000 | 262,097,000 | 269,710,000 | 267,468,000 |
| Total loans | 226,864,000 | 225,218,000 | 231,549,000 | 230,250,000 |
| Allowance for loan losses | 2,037,000 | 2,161,000 | 1,524,000 | 1,383,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,625,000 | 214,409,000 | 213,488,000 | 211,344,000 |
| Interest-bearing deposits | 184,629,000 | 213,896,000 | 212,937,000 | 210,820,000 |
| Noninterest-bearing deposits | 31,996,000 | 513,000 | 551,000 | 524,000 |
| Equity capital | 22,332,000 | 22,817,000 | 23,161,000 | 23,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,807,000 | 6,140,000 | 9,101,000 | 12,055,000 |
| Interest expense | 535,000 | 1,133,000 | 1,746,000 | 2,376,000 |
| Net interest income | 2,272,000 | 5,007,000 | 7,355,000 | 9,679,000 |
| Noninterest income | 346,000 | 850,000 | 1,215,000 | 1,584,000 |
| Noninterest expense | 2,194,000 | 4,406,000 | 6,865,000 | 9,113,000 |
| Provision for loan losses | 20,000 | 143,000 | -345,000 | -491,000 |
| Pretax income | 404,000 | 1,308,000 | 2,050,000 | 2,641,000 |
| Income tax | 146,000 | 456,000 | 717,000 | 929,000 |
| Net income | 258,000 | 852,000 | 1,333,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,349,000 | 22,824,000 | 23,173,000 | 23,448,000 |
| Total capital | 24,386,000 | 24,985,000 | 24,697,000 | 24,831,000 |
| Risk-weighted assets | 204,926,000 | 207,606,000 | 211,691,000 | 210,577,000 |