Call reports 2015
ENTERPRISE BANK — 2015
What ENTERPRISE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 254,229,000 | 249,694,000 | 251,363,000 | 251,385,000 |
| Total loans | 210,695,000 | 214,696,000 | 215,835,000 | 213,865,000 |
| Allowance for loan losses | 2,434,000 | 2,226,000 | 1,950,000 | 2,083,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,012,000 | 215,309,000 | 212,078,000 | 209,878,000 |
| Interest-bearing deposits | 185,667,000 | 183,776,000 | 179,260,000 | 177,055,000 |
| Noninterest-bearing deposits | 31,344,000 | 31,533,000 | 32,818,000 | 32,823,000 |
| Equity capital | 21,534,000 | 21,805,000 | 22,074,000 | 22,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 5,237,000 | 8,037,000 | 10,847,000 |
| Interest expense | 521,000 | 1,033,000 | 1,542,000 | 2,059,000 |
| Net interest income | 2,080,000 | 4,204,000 | 6,495,000 | 8,788,000 |
| Noninterest income | 179,000 | 518,000 | 977,000 | 1,237,000 |
| Noninterest expense | 2,068,000 | 4,081,000 | 6,269,000 | 8,403,000 |
| Provision for loan losses | -4,000 | -198,000 | -137,000 | 1,000 |
| Pretax income | 195,000 | 839,000 | 1,340,000 | 1,621,000 |
| Income tax | 76,000 | 305,000 | 483,000 | 590,000 |
| Net income | 68,000 | 426,000 | 747,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,776,000 | 22,079,000 | 22,351,000 | 22,427,000 |
| Total capital | 24,210,000 | 24,305,000 | 24,301,000 | 24,510,000 |
| Risk-weighted assets | 200,984,000 | 204,867,000 | 205,038,000 | 203,245,000 |