Call reports 2014
ENTERPRISE BANK — 2014
What ENTERPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 263,181,000 | 267,072,000 | 267,720,000 | 256,828,000 |
| Total loans | 219,289,000 | 220,381,000 | 221,511,000 | 208,415,000 |
| Allowance for loan losses | 2,316,000 | 2,753,000 | 2,676,000 | 2,484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,622,000 | 232,563,000 | 232,779,000 | 223,775,000 |
| Interest-bearing deposits | 200,464,000 | 203,266,000 | 201,222,000 | 195,998,000 |
| Noninterest-bearing deposits | 28,158,000 | 29,297,000 | 31,557,000 | 27,777,000 |
| Equity capital | 21,347,000 | 21,367,000 | 21,429,000 | 21,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,765,000 | 5,670,000 | 8,470,000 | 11,227,000 |
| Interest expense | 560,000 | 1,107,000 | 1,666,000 | 2,215,000 |
| Net interest income | 2,205,000 | 4,563,000 | 6,804,000 | 9,012,000 |
| Noninterest income | 735,000 | 1,470,000 | 1,954,000 | 2,426,000 |
| Noninterest expense | 2,385,000 | 4,878,000 | 7,556,000 | 9,948,000 |
| Provision for loan losses | -100,000 | 282,000 | 347,000 | 216,000 |
| Pretax income | 655,000 | 873,000 | 855,000 | 1,274,000 |
| Income tax | 232,000 | 312,000 | 297,000 | 448,000 |
| Net income | 423,000 | 561,000 | 558,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,264,000 | 21,284,000 | 21,346,000 | 21,932,000 |
| Total capital | 23,580,000 | 23,822,000 | 23,886,000 | 24,392,000 |
| Risk-weighted assets | 198,923,000 | 202,825,000 | 203,204,000 | 196,759,000 |