Call reports 2013
ENTERPRISE BANK — 2013
What ENTERPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 267,971,000 | 261,908,000 | 266,686,000 | 261,475,000 |
| Total loans | 221,362,000 | 223,522,000 | 223,554,000 | 219,297,000 |
| Allowance for loan losses | 2,654,000 | 2,761,000 | 2,441,000 | 2,473,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,453,000 | 231,741,000 | 236,550,000 | 227,390,000 |
| Interest-bearing deposits | 211,579,000 | 205,611,000 | 206,665,000 | 196,879,000 |
| Noninterest-bearing deposits | 25,874,000 | 26,130,000 | 29,885,000 | 30,512,000 |
| Equity capital | 20,830,000 | 20,715,000 | 20,851,000 | 21,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,048,000 | 5,941,000 | 8,913,000 | 11,860,000 |
| Interest expense | 640,000 | 1,249,000 | 1,838,000 | 2,411,000 |
| Net interest income | 2,408,000 | 4,692,000 | 7,075,000 | 9,449,000 |
| Noninterest income | 345,000 | 960,000 | 1,116,000 | 1,674,000 |
| Noninterest expense | 2,245,000 | 4,675,000 | 7,171,000 | 9,548,000 |
| Provision for loan losses | 55,000 | 240,000 | 289,000 | 374,000 |
| Pretax income | 453,000 | 737,000 | 731,000 | 1,201,000 |
| Income tax | 153,000 | 263,000 | 121,000 | 289,000 |
| Net income | 300,000 | 474,000 | 610,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,726,000 | 20,611,000 | 20,747,000 | 20,901,000 |
| Total capital | 23,174,000 | 23,040,000 | 23,178,000 | 23,300,000 |
| Risk-weighted assets | 195,647,000 | 194,002,000 | 194,482,000 | 191,818,000 |