Call reports 2012
ENTERPRISE BANK — 2012
What ENTERPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 244,848,000 | 245,463,000 | 257,872,000 | 259,939,000 |
| Total loans | 204,324,000 | 206,749,000 | 222,098,000 | 224,658,000 |
| Allowance for loan losses | 2,302,000 | 2,305,000 | 2,868,000 | 2,729,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,403,000 | 215,400,000 | 228,459,000 | 229,742,000 |
| Interest-bearing deposits | 195,727,000 | 189,259,000 | 201,411,000 | 201,960,000 |
| Noninterest-bearing deposits | 23,676,000 | 26,141,000 | 27,048,000 | 27,782,000 |
| Equity capital | 20,955,000 | 20,892,000 | 20,218,000 | 20,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,124,000 | 6,149,000 | 9,155,000 | 12,238,000 |
| Interest expense | 787,000 | 1,556,000 | 2,329,000 | 3,004,000 |
| Net interest income | 2,337,000 | 4,593,000 | 6,826,000 | 9,234,000 |
| Noninterest income | 376,000 | 458,000 | 533,000 | 1,135,000 |
| Noninterest expense | 1,886,000 | 3,770,000 | 6,044,000 | 8,344,000 |
| Provision for loan losses | 1,000 | 454,000 | 1,271,000 | 1,277,000 |
| Pretax income | 826,000 | 827,000 | 44,000 | 748,000 |
| Income tax | 278,000 | 282,000 | 86,000 | 334,000 |
| Net income | 548,000 | 545,000 | -42,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,851,000 | 20,788,000 | 20,114,000 | 20,492,000 |
| Total capital | 23,115,000 | 23,088,000 | 22,559,000 | 22,990,000 |
| Risk-weighted assets | 181,116,000 | 184,006,000 | 195,164,000 | 199,594,000 |