Call reports 2011
ENTERPRISE BANK — 2011
What ENTERPRISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 226,817,000 | 228,854,000 | 239,378,000 | 248,160,000 |
| Total loans | 200,741,000 | 197,704,000 | 203,085,000 | 204,413,000 |
| Allowance for loan losses | 1,984,000 | 2,176,000 | 2,227,000 | 2,348,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,117,000 | 207,477,000 | 212,445,000 | 222,726,000 |
| Interest-bearing deposits | 186,942,000 | 190,428,000 | 187,535,000 | 196,008,000 |
| Noninterest-bearing deposits | 19,175,000 | 17,049,000 | 24,910,000 | 26,718,000 |
| Equity capital | 18,895,000 | 19,278,000 | 20,366,000 | 20,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,077,000 | 6,216,000 | 9,418,000 | 12,586,000 |
| Interest expense | 820,000 | 1,680,000 | 2,528,000 | 3,338,000 |
| Net interest income | 2,257,000 | 4,536,000 | 6,890,000 | 9,248,000 |
| Noninterest income | 437,000 | 932,000 | 1,367,000 | 1,705,000 |
| Noninterest expense | 1,877,000 | 3,738,000 | 5,772,000 | 7,684,000 |
| Provision for loan losses | 3,000 | 240,000 | 461,000 | 577,000 |
| Pretax income | 814,000 | 1,490,000 | 2,024,000 | 2,692,000 |
| Income tax | 287,000 | 501,000 | 693,000 | 929,000 |
| Net income | 527,000 | 989,000 | 1,331,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,791,000 | 19,174,000 | 20,262,000 | 20,659,000 |
| Total capital | 20,775,000 | 21,350,000 | 22,489,000 | 22,913,000 |
| Risk-weighted assets | 178,043,000 | 177,660,000 | 182,377,000 | 180,196,000 |